The Plunge

So… we talked about it, and I think I am going to go ahead with pursuing a degree and climbing into mountains of debt. Family is my top priority and we definitely want another kiddo, so I’m not going to start any classes until after Baby 2 is here and settled in, but I have a whole lot of things to do before I can even start looking into schools which I can work on now that will facilitate my decision. 

The deciding factors which finally swayed me in this direction were these: While I don’t need, nor really WANT a career right NOW with Kevin providing for the family if something happened to him and I became the soul provider I would need more than a JOB to support myself and the kiddos. It’s not the ideal situation, but it could happen. I would rather be prepared for it then get blind sided by it. 

If something happens before I finish school Kevin’s life insurance is enough to pay off the majority of my loan, and since we don’t really have any other debts I wouldn’t really have to worry about it. I could basically walk away from my schooling, and get a job to support myself with out having a ginormous loan hanging over my head, plus still have the necessary time to grieve. Yeah, Kevin’s plant provides killer insurance on all levels. Even after the Obama care rate increases it will still be affordable. We have been extremely blessed with his job. 

Finally, Kevin does really want me to go back to work when the kids are in school, and if I’m going to go back to work anyway I might as well have a career. Especially since if Kevin and I are both working, all of my income can go towards my loans. We don’t really need my income which is why I’m not working now, so I wouldn’t have to make the minimum payments and could potentially pay off my loan before I’m 90. lol. 

Yes there are a whole host of other things that could happen between now and then, especially with how unstable things are for our country right now. All of this planning could be for naught, but you know, it’s just a plan. It doesn’t define me as an individual, nor is it the driving force in my life. Plans by their very definition are unstable and unpredictable. 

I mean if you would have asked me what my plans were ten years ago they would have been worlds different than how my life actually turned out. Ten years ago I was diligently working my way up the chain of command at a Taco Bell franchise. As far as I was concerned that was my future. I was completely happy there, the job was just hard enough to keep me interested, but easy enough to where I enjoyed it. The people I worked for were pretty good employers, and I had more than enough money to live comfortably. 

Obviously my life course changed just a bit from then until now, and I’m completely okay with that. Anyway, apparently the dog just ate Kevin’s cigarettes, and we have to run to the store. lol. Until later Bloggies. 🙂